The human story
Why Disability and the NDIS matters
A fair NDIS matters – but accessible homes, services, work and community life matter to every person with disability.
Australia has made an important promise through the NDIS: people with significant and permanent disability should have access to supports that build capacity, increase independence and strengthen community connection. But a fair disability policy cannot stop at an NDIS plan. Disability affects 5.5 million Australians, or 21.4% of the population, while 782,013 people were active NDIS participants at the end of June 2026. The difference between those figures is the policy challenge: most people with disability rely principally on accessible universal systems, family support, income support, community services and their own resources – not the NDIS.
The current system is failing too many people before, outside and alongside the NDIS. In 2018, only 48% of Australians aged 15–64 with disability were employed, compared with 80% of people without disability. Employment is not merely an income measure. It shapes housing security, social connection, confidence, future savings and control over everyday choices. Yet disability employment policy is often treated as secondary to service provision, even though exclusion from work can produce lifelong financial and social consequences.
The policy case is therefore not “more NDIS” or “less NDIS.” It is a better NDIS within a more inclusive Australia. Public funds should buy autonomy, safety, opportunity and participation – not merely service transactions. That requires joint Commonwealth–state accountability, sustained investment in foundational supports and mainstream reform that reduces the need for people to prove their hardship repeatedly before receiving ordinary access to community life.
The practical case
Disability and the NDIS: the findings to notice
Read the context
Dates, units and the people counted matter. The full evidence explains the scope and limits behind the findings.
People and everyday life
Who Disability and the NDIS affects
The gains are greatest for people locked out of ordinary life – and the responsibility belongs to the whole community.
The direct beneficiaries are people with disability across the life course: children navigating early development and school; young people moving into work, study and independent living; adults requiring personal assistance, accessible housing or psychosocial support; and older people who acquire disability or encounter the NDIS–aged-care boundary. In 2022, 5.5 million Australians had disability. The NDIS served 782,013 active participants by June 2026. This means a disability policy focused solely on participants would exclude the overwhelming majority of people whose inclusion depends primarily on mainstream systems.
Case study
A 24-year-old autistic woman in regional Queensland is able to work part time but cannot reliably travel to work because local transport is inaccessible and she receives little help to navigate employment adjustments. She may not meet NDIS access requirements, yet the absence of accessible transport, a responsive employer-service system and local disability navigation constrains her independence. The appropriate response is not to force an NDIS application; it is to make transport, employment services and community supports work.
Follow the consequences
Consider who can use the proposed change, who could still miss out, and what happens during the transition.
The direction of change
What better Disability and the NDIS could look like
Keep individual support strong, make mainstream systems accessible, and hold every level of government accountable.
Australia should retain the NDIS as a national entitlement-based system for people with permanent and significant disability, while redesigning the surrounding disability ecosystem so that the scheme is not forced to substitute for public services that should already be accessible. At June 2026, the NDIS had 782,013 active participants. The scheme should continue to provide individually tailored supports, including personal assistance, assistive technology, therapy where evidence supports it, home modifications, transport-related supports and home-and-living assistance where reasonable and necessary. But its operational model should be simpler, more transparent and more participant-led.
First, the Commonwealth should legislate and fund a national foundational-supports framework with states and territories. The NDIS Review recommended jointly designed, funded and commissioned foundational supports, including navigation, advocacy, psychosocial supports, early supports for children, aids and equipment outside the NDIS, support for families and transitions for young people. These supports should be available without forcing people to meet NDIS eligibility thresholds or repeatedly prove permanent impairment.
Second, NDIS administration should move toward fair, timely and transparent decisions. This requires accessible evidence requirements, independent information and navigation, functional assessment processes that are co-designed and independently evaluated, clear review and appeal rights, and limits on avoidable reassessment. Budget flexibility should expand where it is safe and consistent with safeguards, so participants can use funds to pursue their goals rather than merely purchase predetermined line items.
From direction to detail
Specific measures need clear beneficiaries, delivery arrangements, evidence, costs and room for scrutiny.
Explore the specific proposalsCosts and choices
The trade-offs behind Disability and the NDIS
The cost of disability support must be judged across the whole system – families, health, housing, employment and public services – not only the NDIS ledger.
The NDIS is a large and growing public program. Australian Government budget papers estimate NDIS expenditure of $53.778 billion in 2026–27, $56.125 billion in 2027–28, $55.082 billion in 2028–29, $55.599 billion in 2029–30 and $56.239 billion in 2030–31. These are forward budget estimates, not actual outturns, and should not be used to claim a settled long-term cost path.
Read the complete costs and trade-offsQuestions worth asking
Who benefits, who pays, what changes first and what would count as progress? Keep those questions beside the promises.
Follow the evidence
Read further on Disability and the NDIS
- ABS SDAC 2022, released 2024. Keep reference year; do not imply 2026 prevalence.
- AIHW People with disability 2024, Employment. Population aged 15–64; reference 2018. Newer edition exists; compare before claiming current rate.
- NDIS statistics as at 30 June 2026. Recover quarterly report Table D.1 for stable archival citation; distinguish participant count from all people with disability.
Keep exploring
The Evidence view retains the full policy, international comparisons, sources and revision record.
Explore the Australian designSpecific proposals
Making Disability and the NDIS practical
The direction set out in this policy is the starting point. This is where individual measures can be developed so people can examine what would change, who would benefit and how it could work.
As each measure develops, its evidence, delivery arrangements, costs and open questions will be set out alongside it. The areas below come from the existing policy; they are starting points for detailed proposals, not final costed commitments.
Keep individual support strong, make mainstream systems accessible, and hold every level of government accountable.
Australia should retain the NDIS as a national entitlement-based system for people with permanent and significant disability, while redesigning the surrounding disability ecosystem so that the scheme is not forced to substitute for public services that should already be accessible. At June 2026, the NDIS had 782,013 active participants. The scheme should continue to provide individually tailored supports, including personal assistance, assistive technology, therapy where evidence supports it, home modifications, transport-related supports and home-and-living assistance where reasonable and necessary. But its operational model should be simpler, more transparent and more participant-led.
First, the Commonwealth should legislate and fund a national foundational-supports framework with states and territories. The NDIS Review recommended jointly designed, funded and commissioned foundational supports, including navigation, advocacy, psychosocial supports, early supports for children, aids and equipment outside the NDIS, support for families and transitions for young people. These supports should be available without forcing people to meet NDIS eligibility thresholds or repeatedly prove permanent impairment.